BMW Programming
Recent advertisements for car insurance are glaring examples of what is wrong with the automobile insurance in this country and how it fuels the epidemic dangerous driving in America.
One ad is for new "Allstate Accident Forgiveness" plan, which is now available in 21 states. In Under the program, about 15 percent over a standard policy, an Allstate customer can have multiple "accidentsÂ" without seeing a rate hike. Allstate expects this plan to be particularly attractive to parents of young drivers as well as for crash-risk adults.
As with any insurance automobile sold in the U.S., Allstate's a "accident forgiveness" plan provides comprehensive coverage in an accident regardless of what fact that the insured when he or she hangs. An accident can be caused by an adult or teen driver who was driving 25 mph over the speed limit, talking on a cell phone, using a laptop, running through red lights, weaving in and out of traffic, or any combination these behaviors, and it would be covered the same as if it were a real accident.
Promising, in exchange for a fee, buy someone a new car and pay all their legal costs and responsibility within their policy when they crash their car while engaging in a deliberate or negligent unlawful must itself be against the law.
ITA not. Consequently, auto insurance plays a major role role to promote and encourage the conduct deadly American.
Allstate is not the only company that has recently launched an advertising campaign highlighting its willingness to cover the rash and negligent driving. Farmers Insurance recently released an advertisement featuring a scene from the 1991 film, a "Fried Green Tomatoes, Â" in which Kathy BatesÂ'character several times deliberately rams his vehicle into a parked car belonging to two young women rude, after which she yells out to them, a "face IT, IÂ'm IÂ've got older and more insurance. "
The message, once again, is clear: "We cover everything so, go ahead and crash content. until your heart's "The announcement broadcast during network news television on the History Channel and Showtime, as well as during other film-Oriented Programming.
The Partnership believes that as drivers Hazardous continue to be protected by car insurance from the real cost of motor vehicle accidents, they have little incentive to change their behavior.
This issue is discussed in detail in a "No ITA accident: the Real Story Behind Senseless Death and injuries on our roads. Â »
Lisa Lewis is founder and executive director of the national non-profit Partnership for Safe Driving. She is also the author of "It's No Accident: The Real Story Behind Senseless Death & Injury on Our Roads." For details visit http://www.crashprevention.org
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